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Real financial advice, at your fingertips.

Count builds your plan, invests your money, and sorts your pensions. So you don't have to. Proper advice, without the adviser's price tag.

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Capital at risk. Providing financial advice as part of the FCA Regulatory Sandbox (FRN 1017828).

AS FEATURED IN
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GOALS THAT DO THE MATH

The gap between where you are and where you want to be.

GET STARTED

Not getting started is a decision too.

91%

Over a ten-year rolling period from 1899 to 2023, UK shares outperformed cash 91% of the time.

An illustration indexed to 100 rather than an amount of money: over ten years cash reaches 108 and the same amount invested reaches 165. Over a ten-year rolling period from 1899 to 2023, UK shares outperformed cash 91% of the time.

Illustrative

Source: Barclays Equity Gilt Study 2024, UK asset-class returns, 1899 to 2023

Past performance is not a reliable indicator of future results. Investments can fall as well as rise, and you could get back less than you invest.

The 91% figure is taken from the Barclays Equity Gilt Study 2024, which compares returns from UK shares and cash across rolling ten-year periods between 1899 and 2023. It means that shares produced a higher return than cash in 91% of the historical ten-year periods measured. It does not mean shares increased in value in 91% of years or that they will outperform cash over your investment period. The comparison uses broad historical market data, not Count's portfolios, and does not reflect your circumstances or Count's fees and investment charges. Shares can fall in value and may underperform cash, including over long periods.

Count tells you whether investing suits your goals, and how much to put in.

A FIRST HOME

The keys to a first home.

£44,800

A 10% deposit on a typical first home costs £44,800 in London and £23,000 across the UK. At 10% of average net pay that is around nine years of saving, or nearly six.

A 10% deposit on a first home in London is 44,800 pounds and takes around nine years to save. The UK average is 23,000 pounds and takes nearly six years.

Illustrative

Source: Nationwide Affordability Report 2026, UK first time buyer deposit costs

The £44,800 figure is the Nationwide Affordability Report 2026 estimate of a 10% deposit on a typical first home in London, close to double the £23,000 the same deposit costs across the UK as a whole. The chart compares London with the UK average and shows how long each takes to save at 10% of average net pay, around nine years in London and nearly six across the UK. These are averages across the whole market rather than a forecast for any one buyer: house prices, pay, and the deposit a lender asks for all vary, and a different deposit percentage or a different saving rate changes the answer. Other studies measure the deposits buyers actually paid, which is a different quantity and a higher figure.

Count works out what you need, and how long it will take.

EMERGENCY FUND

Something behind you.

1 in 3

How much do you actually need, and where should it go? One in ten UK adults have no cash savings at all, and another 21% have less than £1,000 to fall back on. Close to a third have almost nothing behind them.

One in ten UK adults has no cash savings. Another 21% has under 1,000 pounds. Close to one in three has almost nothing behind them.

Illustrative

Source: FCA Financial Lives Survey 2024, UK adults' cash savings

The one in three figure is taken from the FCA Financial Lives Survey 2024, which reports that one in ten UK adults have no cash savings at all and a further 21% have less than £1,000. Together that is close to a third of adults with almost nothing to fall back on. The people in the chart are a drawing of that proportion, not a count of individuals and not a picture of Count's customers. How much you need behind you depends on your own outgoings and circumstances, and the survey does not say what any one household should hold.

Count sizes the fund you need, then builds you toward it.

RETIREMENT

The retirement you actually want.

£45,400a year

A comfortable retirement costs a one-person household £45,400 a year, and the state pension covers only £12,548 of it.

A comfortable retirement costs 45,400 pounds a year for a one-person household, across housing, food, transport, holidays, clothing and social spending.

Illustrative

Source: PLSA Retirement Living Standards 2026, one-person household

Illustrative only. Actual costs vary by circumstances. Capital at risk.

The £45,400 figure is the Pensions and Lifetime Savings Association's Retirement Living Standards 2026 estimate of what a comfortable retirement costs a one-person household for one year, and £12,548 is the full new State Pension at the same date. The receipt lists the spending categories the standard is built from. It shows no amount against each line because the PLSA does not publish figures at that level, and putting invented amounts on a regulated firm's page would misstate the research. The standards are illustrative budgets for typical households, not a forecast of your costs and not a recommendation about how much to save.

Count shows whether you are on track, and what to change.

YOUR PENSIONS

Find the pensions you've lost.

£31.1bn

Around 3.3 million lost pension pots sit unclaimed in the UK, worth roughly £31.1bn between them.

Around 3.3 million lost pension pots hold roughly 31.1 billion pounds, an average of about 9,500 pounds each.

Illustrative

Source: Pensions Policy Institute Briefing Note 138, lost pensions, 2024

The £31.1bn figure is taken from the Pensions Policy Institute's Briefing Note 138 on lost pensions, published in 2024, which estimates around 3.3 million lost or unclaimed pension pots in the UK worth roughly £31.1bn between them. The chart is a drawing of many small pots being brought together, not a picture of any real set of accounts. The estimate covers the whole UK and says nothing about whether you have a lost pot or what it might be worth. Bringing pensions together is not right for everyone: a transfer can mean giving up guarantees or paying charges, so it is a decision that needs advice on your own circumstances.

One view of everything. See the fees, see the returns.

THE PROBLEM

This is why your finances feel stuck.

So much information. No idea what to do.

A hundred articles, zero answers. And no time to sit down and work it out.

You want to start. You just don't know how.

No first step, no plan. So it stays on the to-do list, forever.

Financial advisers cost a fortune.

£100 to £350 an hour, and many won't take you under £50k.

Source: MoneyHelper and Unbiased, 2025

WHAT COUNT DOES

Everything money, sorted.

Finally, money advice that makes sense

Count builds you a real financial plan, what to prioritise, when, and why, based on your actual goals, not generic rules of thumb.

  • Personalised financial strategy
  • Clear priorities and next steps
  • No jargon, no guesswork

Projections are illustrative. Capital at risk.

The Count app showing a personalised plan marked strategy ready, a projected value of £284,000 over ten years, and a locked step asking the user to verify their identity

Images shown are for illustration purposes only. The actual product may vary.

MONEY TYPE QUIZ

What's your money personality?

3-minute quiz · learn about your money habits

Take the quiz
HOW IT WORKS

Your path to financial confidence

Getting started with Count is simple. Three easy steps to transform your financial life.

  1. 01

    Create your account

    Answer a few quick questions about your current financial situation. It takes just a few minutes to get started.

  2. 02

    Get your personal plan

    We analyse your finances and create a tailored strategy for budgeting, saving, and investing based on your goals.

  3. 03

    Watch your wealth grow

    Track your progress and build confidence with each move you make. We keep you on track with clear guidance.

Tired of "this is not financial advice"? Us too!

Everyone deserves real, personalised financial advice.

Alex, 29London

With a baby on the way I needed to get serious about money. The projections and tailored advice are next level and regulated, which gives me peace of mind. Feels like grown-up finance, made simple.

Gyuzala, 37London

Honestly? Game changer. I've always hated money stuff but this just gets me. I've actually started saving and investing without stressing.

Krish, 33London

Feels like having a proper financial advisor but without the jargon or the fees. Love that it sorts my budget and does the investing for me. Smart, slick, and super easy.

Count

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